Equipment Capital Leases
A capital lease, also known as a lease-to-purchase or finance lease, is a simple way to finance the equipment your business needs today while planning for ownership tomorrow. With fixed monthly payments and the option to own the equipment at the end of the lease, your business can build equity while preserving cash flow.
Industrial Equipment Capital makes it easy with streamlined paperwork, speedy approvals, and flexible terms tailored to your operation.
Why Choose a Capital Lease with IEC?
When you need equipment financing that works as hard as you do, IEC delivers. Our capital leases provide a smart alternative to traditional loans or large upfront purchases. Whether you’re looking to build equity, manage your cash flow, and plan for long-term growth, our offerings are built around your goals.
With a capital lease from IEC, your monthly payments and interest rate are fixed for the life of the lease, providing stability regardless of market fluctuations and making it easier to forecast costs, manage budgets, and stay on track without financial surprises.
Fixed payments over a set term make it easier to forecast costs, manage budgets, and stay on track without financial surprises, ideal advantages for small businesses.
Capital leases may qualify for tax advantages such as depreciation and interest expense deductions under Section 179 and bonus depreciation. We advise our partners to consult their tax advisors for more information.
IEC structures leases outside your existing banking relationships so your credit lines remain available, and your cash stays in your business where it belongs.
Unlike traditional banks or general lenders, IEC has deep roots in manufacturing. We understand your equipment, your production goals, and the urgency behind your timelines.
From payment schedules to end-of-lease options, IEC structures each capital lease around your business. Want to own the equipment for $1.00 or $101.00 at the end? Need custom monthly payments or a specific lease duration? Not a problem. In 90% of cases, our customers define the structure, and we make it happen.
Whether you’re financing a single machine or multiple units, IEC has the resources and flexibility to say yes fast. We make it easy to scale with your operation, without complicated paperwork and the back-and-forth you might expect with traditional lenders, allowing you to access the tools you need now and pay over time as your business scales.
Our short application and ability to approve leases within as little as 6-8 hours make it easy to get the financing you need without delays or red tape.
IEC combines industry insight with financial expertise to provide equipment leasing solutions that help your business grow with confidence. Apply for your manufacturing equipment loan today.
What Equipment Can You Finance with a Capital Lease?
IEC Financial works with businesses in a wide range of industries and finances industrial and commercial equipment, including:
CNC Machines and Machine Tools
Material Handling and Forklifts
Lasers and Fabrication Tools
Injection Molding Equipment
Paving and Heavy Equipment
Additive Manufacturing Machines
Boom and Scissor Lifts
As a trusted equipment loan company for small businesses, we can finance a variety of machines and tools for your unique operation. Don’t see your equipment listed here? Contact us today for more information.